SBI Special FD Plan 2025 : Are you looking for a safe and reliable way to earn consistent weekly income without market risks? The State Bank of India (SBI) has launched a limited-time Special Fixed Deposit (FD) plan that offers a fixed weekly return of ₹8,000. With an application deadline of 31st May 2025, this scheme is ideal for conservative investors, retirees, and individuals seeking assured returns. Here’s a complete breakdown of this high-interest FD scheme by SBI.
What is the SBI Special FD Plan?
SBI’s Special FD Plan is a customized fixed deposit offering high-interest payouts structured to provide a steady weekly income of ₹8,000. Unlike traditional FDs that pay interest quarterly or annually, this scheme disburses fixed returns every week — making it an excellent source of passive income.
Key Highlights of the SBI Weekly Income FD Scheme
- Guaranteed Weekly Income: Receive ₹8,000 every week directly into your bank account.
- Safe Investment: Backed by the trust and security of India’s largest public sector bank.
- Attractive Interest Rates: Competitive interest rates designed to generate regular income.
- Limited-Time Offer: Valid only till 31st May 2025.
- Minimum Deposit Requirement: Invest a lump sum amount to qualify for the weekly return.
- Tenure Options: Choose from multiple maturity periods ranging from 3 to 10 years.
- Tax Benefits: TDS applicable as per income tax laws, but ideal for senior citizens under tax limit.
Eligibility and Investment Criteria
To benefit from this FD plan, investors must meet specific criteria. Here’s what you need to know:
| Criteria | Details |
|---|---|
| Minimum Deposit Amount | ₹10,00,000 |
| Weekly Income | ₹8,000 |
| Effective Annual Yield | Around 4.16% to 6.75% (based on tenure) |
| Minimum Age | 18 years |
| Eligible Investors | Individuals, Senior Citizens, NRIs (in some cases) |
| Tenure Options | 3, 5, 7, and 10 years |
| Payout Mode | Weekly credit to linked SBI account |
| Application Deadline | 31st May 2025 |
How Much Do You Need to Invest?
Let’s break down how much capital you need to generate ₹8,000 every week from SBI’s Special FD plan. Below is an estimated illustration based on various interest rates.
| Investment Amount (₹) | Weekly Return (₹) | Approx Interest Rate | Tenure |
| ₹10,00,000 | ₹8,000 | 6.75% (approx) | 10 Years |
| ₹8,00,000 | ₹6,400 | 6.50% (approx) | 7 Years |
| ₹6,00,000 | ₹4,800 | 6.25% (approx) | 5 Years |
| ₹5,00,000 | ₹4,000 | 6.10% (approx) | 5 Years |
| ₹4,00,000 | ₹3,200 | 5.80% (approx) | 3 Years |
| ₹3,00,000 | ₹2,400 | 5.50% (approx) | 3 Years |
| ₹2,00,000 | ₹1,600 | 5.00% (approx) | 3 Years |
| ₹1,00,000 | ₹800 | 4.50% (approx) | 3 Years |
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Note: These values are indicative and may vary depending on prevailing interest rates and compounding frequency.
Why Choose SBI for Weekly Income FD?
SBI’s brand name, customer trust, and government backing make it a preferred choice for conservative investors. Here’s why this FD stands out:
- Consistent Cash Flow: Ideal for pensioners, homemakers, or anyone seeking side income.
- No Market Risks: Unlike mutual funds or stocks, FD returns are fixed and safe.
- Online & Offline Booking: Easy application through SBI YONO app or nearest branch.
- Early Withdrawal Option: Permitted with nominal penalty on interest.
- Auto-Renewal Facility: Convenient rollover on maturity.
Who Should Invest in This Scheme?
This FD plan is designed for individuals who prioritize safety and consistent income. You should consider this plan if:
- You are nearing or post-retirement and want stable weekly income.
- You have a large corpus and wish to generate non-volatile cash flow.
- You want to avoid the stress of tracking market-based instruments.
- You are planning fixed monthly expenses and need predictable returns.
How to Apply for SBI’s Special FD Plan?
Interested investors can follow the simple process to start earning weekly income:
- Visit the nearest SBI branch and request the “Special Weekly Income FD” application form.
- Alternatively, log in to the SBI YONO app or official SBI net banking portal.
- Select the FD plan under “Fixed Deposits” and enter investment amount and tenure.
- Submit KYC documents if not already done.
- Link your savings account for weekly payout credits.
- Confirm and submit the form.
Make sure to apply before 31st May 2025 to benefit from the current rate structure.
SBI Weekly Income FD vs Regular FD – What’s the Difference?
| Features | SBI Special FD Plan | Regular SBI FD |
| Payout Frequency | Weekly | Monthly/Quarterly |
| Income Goal | Fixed ₹8,000/week | Varies based on deposit |
| Tenure Options | 3, 5, 7, 10 years | 7 days to 10 years |
| Interest Rate | Higher for special plan | Standard SBI FD rates |
| Purpose | Regular income | Wealth accumulation |
| Target Group | Senior citizens, investors needing income | General savers |
Things to Keep in Mind Before Investing
Before locking in your funds, be sure to consider the following:
- Interest rates may be revised: Post 31st May 2025, SBI may revise this special offer.
- TDS Deduction: If your total interest income exceeds ₹40,000 (₹50,000 for senior citizens), TDS will be deducted.
- Lock-in Period: Premature withdrawal may lead to lower interest.
- Inflation impact: Fixed returns may lose real value over time due to inflation.
SBI’s Special FD Plan offering ₹8,000 weekly income is a timely opportunity for individuals seeking financial stability with no risk exposure. Whether you’re a retiree, salaried individual, or simply looking to diversify your savings, this fixed deposit can be a smart move — provided you apply before the deadline of 31st May 2025.
Always consult with your financial advisor and evaluate your long-term needs before locking in large investments. With the trust of SBI and assured weekly returns, this FD plan is worth exploring.
How can I secure a fixed ₹8,000 income weekly with SBI Special FD Plan?
Apply before May 31, 2025.
What is the deadline to apply for the SBI Special FD Plan?
Apply before 31st May 2025 to secure fixed income.
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